Matthias Hübsch

Finanzberatung für Akademiker und Unternehmen/r

 0172 295 11 53

Expat Insurance

Expat insurance

Expat Insurance

If you earn more than 5062,50 Euro gross money  per mth (2019) , you are eligible for private health insurance.

In Germany the general offer is to choose between german public insurance or german private insurance. Private insurance offers more choice between "basic", "business", "first class" tariff.  And price is individual, mostly cheaper than public - if you are young, healthy and single. Change from public to private is possible within 2 months.

Most private insurance tariff offers:

- outpatient medical treatment, specialist treatment, Vision, Naturopaths, choice of hospital, 1bedroom, chief physician, dental treatment  100%, dental cleaning...and more extras. Click hereexample  for a private tariff.

Mostly, the price for private insurance is half the price of public insurance. But it depends on age, health and family status. And the calculation is different; looking at kids und pension time.

And if the client stays healthy or no bill is paid by insurance, reimbursement and bonus payment can reach a sum of more than 2000,- a year, in the end private insurance for around 100,- per month. (public 410,- mth.).


>>>> Private insurance is a nice way to reduce the cost of insurance for a temporary time; especially if the client only stays in Germany for a few years and pension time is unimportant.

To find out which tariff is your tariff, i recommend an individiual consultation.

my mobil for contact:  0172 295 11 53 

Matthias Hübsch






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